General Investor News
|Major points to consider as an investor||
||Link to 1-21-2007 mcall.com article|
|Cooling Home Market Spurs Interest in Foreclosure Sales||Several websites list foreclosures.
||WSJ - July 6, 2006 - PJ - Page D1|
Click here for our real estate archives.
PLEASE CLICK ON ANY CITY OR COUNTY BELOW TO ACCES INFORMATION
For Public School Information, please click on appropriate city/county to see school system website.
General School News
|Georgia's Adequate Yearly Progress (AYP) for the 2003-2004 school year||Review the results of the latest AYP report.||Results of Georgia AYP|
|Georgia Education Curriculum for the 2004-2005 school year||Review the proposed Georgia Education Curriculum for the 2004-2005 school year||Georgia Department of Education Website|
|2003 SAT scores in Cobb County||Many Cobb County Schools had average test scores near or above the national average of 1026. Walton, Pope, Lassiter, Wheeler and Harrison High Schools achieved average scores above the national average. Both Sprayberry and Campbell High Schools achieved scores above 1000.||AJC, 9-4-03, Page JG6|
How can I reduce JUNK MAIL?...Contact THE MAIL PREFERENCE SERVICE, Direct Marketing Association, 11W. 42nd Street, P.O. Box 3861, New York, NY 10163-3861.
Identity theft is becoming more real...call 800-269-0271 (Social Security Fraud Hotline).
DRIVERS LICENSE - Call 678-413-8500 to schedule an appointment to transfer or renew your driver's license in Cobb County.
Credit Scoring and other General Consumer Information
CREDIT SCORING INFORMATION
|National Foundation for Consumer Credit||This is where you can turn to if you need professional help to get out of debt. Non-profit consumer credit counseling services. (Source: AJC, The Motly Fools Q&A Column)|
|Fair Issac (FICO) Credit Scoring||This is the leading source (but not the only source) that lenders use to evaluate credit worthiness of a borrower.|
|FICO Score Explanation||This pamphlet explains what and how the FICO score is calculated.|
|Other Credit Scoring Resource||Provides your FICO credit score for a fee.|
CREDIT BUREAU SERVICES
Go to www.annualcreditreport.com - 8-23-05: I just heard Clark Howard recommend that you span your credit report order over several months from the 3 Credit Reporting Agencies and not order them all at once.
8-23-05: I just heard Clark Howard recommend that you span your credit report order over several months from the 3 Credit Reporting Agencies and not order them all at once.
As a Georgia resident, you will be able to obtain your credit report twice per 12 month period from each of the three credit service bureaus. You may contact any one (and I suggest all) of the following three major credit reporting agencies for your free report:
EXPERIAN - CREDIT REPORTING AGENCY (888-397-3742)
EQUIFAX - CREDIT REPORTING AGENCY (800-685-1111)
TRANSUNION - CREDIT REPORTING AGENCY (800-888-4213)
|Commuter Club - Share a ride with someone!||Click here to find someone in your area to share a ride.||General website search|
|USO Care Package to Troops in IRAQ||Send some items needed by the troops in IRAQ.||Link to USO website for donations to troops.|
|Lowest Gas Prices!||Click here for cheapest gasoline prices in your zip code.||General website search||Junk Mail||How can you stop it?||Contact THE MAIL PREFERENCE SERVICE, Direct Marketing Association, 11W. 42nd Street, P.O. Box 3861, New York, NY 10163-3861.|
|Victims of Identity Theft?||If you believe you have been a victim of identity theft, be sure to follow some important steps using the referenced website from the Federal Trade Commission||Click here for help from the U.S. Federal Trade Commission
You may also want to call 800-269-0271 (Social Security Fraud Hotline) if your social security card is lost or stolen.
|Searching for Lost Money Online||Search websites that list money or personal property that may be legally yoursClick here for free search - National Association of Unclaimed Property Administrators||Wall Street Journal, 2-17-2004, Page D2|
|Discount Coupons for Shopping||Coupons from several department stores Click here for coupons||Wall Street Journal, 12-3-2003, Page D2|
|FCC Moves closer to portability of wireless phone numbers.||November 24, 2003 is when the FCC has indicated we can have portability of cell phone numbers between service providers.
This means if you don't like the services of one cell phone provider, you may switch to another and keep your cell phone number.
FCC guidelines call for carriers to switch the numbers within 2.5 hours of the customer request to transfer.
FCC doesn't require balance due to be settled before transfer.
|Wall Street Journal and FCC website - search here|
SOME LARGER TITLE INSURANCE COMPANIES
WHAT'S HAPPENING IN METRO SUBDIVISIONS & METRO AREA
|Development Name||What's happening there||Source|
|Druid Woods in Dekalb County||140 Condo Owners were assessed $7,650 each unit to repair water damage to one of five buildings in the Condominium complex.||AJC, 3-1-2004, Page E1|
|Big Canoe in Jasper County.||HOA Association Handling money is questioned - accusations of kickbacks paid by paving contractor and general mismanagement of funds.||AJC, 8-18-2003|
|Apartment developers are shelving projects.||Approximately 6,300 of the forecasted 12,500 units will be built. Expected vacancy rate would then be capped about 11.9%.||AJC, 8-18-2003|
|Tenant and Landlord Handbook||The local telephone number for the Georgia Landlord Tenant Hotline has changed effective February 15, 2004. The new number is 404-463-1596. The long-distance number remains the same 1-800-369-4706. The Hotline continues to provide brief information and simple advice to both landlords and tenants on residential rental problems. A new edition of the handbook Questions Frequently Asked by Landlords and Tenants may be available by early summer. Requests for the handbook can be mailed to the Hotline's new address: P.O. Box 1127, Atlanta, Georgia 30301-1127.||Clark Howard's Website|
GOVERNMENT NEWS in the NORTH METRO ATLANTA AREA
|County or City||Description||Source or Website|
|Hall County Georgia||Georgia Association of Homebuilders filed lawsuit against Hall County Commissioners. Lawsuit alleges Hall's Building Codes are discriminatory against low income homebuyers because the larger lots will sell for higher than normal prices for residential home construction.||Atlanta Business Chronicle, Page 22A, July 23-29, 2004|
|Cobb County Magistrate - Small Claims Court||Small claims court lawsuits and tenant-landlord lawsuits may now b filed online at the County's website.||MDJ, 3-10-04, Page B1, Online registration for small claims court|
RECYCLING CORNERRECYCLING OF HOUSEHOLD ITEMS & ELECTRONICS PRODUCTS
|NAME OF ORGANIZATION||DESCRIPTION of SERVICE||WEBSITE &/or PHONE #|
|FREECYCLE.ORG||Recycle Old Stuff in your House - Give old stuff to people instead of tossing it into the garbage.||
Click to join Freecycle_Cobb
|Recycle Refrigerators||Georgia Power offers programs to properly Disposal of non-primary refrigerators.||To find out more about the program, call 1-866-446-9250, or Click here to find out more about Georgia Power refrigerator recycling program.|
|Recycle Computers||Proper Disposal of computers in your area.||To find computer equipment recyclers in your area, Click here to find recycling organizations in your area.
To find a recycling center closest to your home who does not send junked computers to developing countries, Click here for recyclers.
You may even want to try the Tommy Nobis Center in Marietta, GA CLICK HERE to go to Recycletronics website and discover more about recycling electronics items.
|Rechargeable Battery Recycling Corporation||Proper Disposal of Rechargeable Batteries-Properly dispose of anything from laptop to cell phone batteries.||
To find a recycling center closest to your home, CLICK HERE and type in your city, state, and zip, or call 800-822-8837.
I think Best Buy has a station at their entrance/exit area to dispose of rechargeable batteries and cell phone batteries.
|National Cristina Foundation||Where you can donate your old computer.|
|CTIA Wireless Foundation||Donate your old, used cell phone to help fight domestic violence. You can donate your used wireless phone to support Donate a Phone CALL to PROTECT, which aids in the fight against domestic violence. Wireless phones are reprogrammed with emergency phone numbers and redistributed free of charge to victims in need.|
|Free Mulch - Wood Chips from Tree Companies||Sign up for free delivery of wood chips and wood circles.|
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or just call me at 770-265-7293 or Alternate # 770-971-5418